Top Kentucky Insurance Questions and Answers

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Does Crop Insurance Cover Drought in Kentucky?

When you’ve got profitable crops, you want to be positive they’re covered against numerous disasters from the start. This includes planning for catastrophes that could stem from Mother Nature herself. Fortunately there’s a type of crop insurance in Kentucky that can provide coverage for drought, among many other disasters.

If a Neighbor's Lawnmower Kicks Up a Rock and Shatters Your Windshield, Who's Responsible?

When accidents happen to your vehicle parked outside your home, who is responsible? Car insurance can protect you when unexpected things happen to your vehicle, but you need the right policy. Work with a Kentucky independent insurance agent to purchase comprehensive car insurance coverage. Find the right policy today.

If There's an Electric Fire in Your New House, Who's Responsible?

An electric fire causes damage in a brand-new home. Are you responsible or is the builder to blame? Understanding your home insurance coverage can help protect you in unexpected situations like an electric fire. A Kentucky independent insurance agent can help you get set up with home insurance for potential electric fires.

If the Gutters Weren't Installed Right and Your Basement Floods, Who's Responsible?

Protect your Kentucky home from potential flood and water damage with the right set of home and flood insurance. Maintaining your gutters can help prevent flooding in your basement, but home insurance doesn't cover all water damage. Work with a Kentucky independent insurance agent to secure the right coverage.

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

If your tree trimmer damages the neighbor's property, do you have to pay or is it their responsibility? Your tree trimmer should have proper business insurance, but if they don't, you could be sued for the damage. Learn how home insurance can help you in this situation and in other unexpected events with your Kentucky home.

If You Get into a Car Accident and the Other Driver Takes Off, Who's Responsible?

If you're in a hit-and-run accident in Kentucky, you want to be insured with the proper coverage to help pay for any damage your vehicle sustains and any injuries you and your passengers experience. An independent insurance agent can make sure you're protected against any unexpected accident, including a hit and run.