Top Kentucky Insurance Questions and Answers

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Does Crop Insurance Cover Drought in Kentucky?

When you’ve got profitable crops, you want to be positive they’re covered against numerous disasters from the start. This includes planning for catastrophes that could stem from Mother Nature herself. Fortunately there’s a type of crop insurance in Kentucky that can provide coverage for drought, among many other disasters.

Is Kentucky a No-Fault State?

For all drivers on the road, not only is it important to protect yourself with the right car insurance, you also need to be familiar with your state's coverage laws. Before an accident occurs, you should understand if Kentucky is a no-fault state and what that means for you. A Kentucky independent insurance agent can help.

Does Home Insurance Cover Deer Invasion and Destruction in Kentucky?

Deer wander onto personal property foraging for food. A deer invasion can result in the destruction of your landscaping, garden, or even your home. A Kentucky independent insurance agent knows all about wild species invasions and how they're covered under home insurance. Let a local agent find you home insurance.

Man embracing his dog in backyard. Who's responsible if neighbors dog bites a stranger on my property in Kentucky?

Who's Responsible If a Neighbor's Dog Bites a Stranger on My Property in Kentucky?

Sadly no matter how careful you are, you can't prevent all possible incidents from taking place on your property, like a neighbor's dog biting a stranger. Luckily a Kentucky independent insurance agent can help you find the right homeowners insurance to protect you from this unfortunate scenario and many others.

Broken glass window reflecting blue sky. Who's responsible if my Kentucky home get a golf ball through the window?

Who's Responsible If My Kentucky Home Gets a Golf Ball through the Window?

What happens if a mysterious flying golf ball breaks one of the windows in your Kentucky home? Fortunately a Kentucky independent insurance agent can help you answer this question and also find the right homeowners insurance to protect you against possible damage from stray golf balls and much more.

A large oak tree falls on a small house during a summer storm. Who is responsible if a neighbors tree falls on your home in Kentucky?

Who’s Responsible If a Neighbor’s Tree Falls onto Your Home?

The culprit of major property damage to your home could be a tree from your neighbor’s yard. But who's responsible for the damage if a neighbor’s tree really does fall onto your home? Luckily, an independent insurance agent can not only answer this question for you, but get you set up with the right home insurance, too.