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Tree cutter hanging from ropes in a tree. If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

If your tree trimmer damages the neighbor's property, do you have to pay or is it their responsibility? Your tree trimmer should have proper business insurance, but if they don't, you could be sued for the damage. Learn how home insurance can help you in this situation and in other unexpected events with your Kentucky home.

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Car wrecked from accident. If you Get Into a Car Accident and the Other Driver Takes Off, Who's Responsible?

If You Get into a Car Accident and the Other Driver Takes Off, Who's Responsible?

If you're in a hit-and-run accident in Kentucky, you want to be insured with the proper coverage to help pay for any damage your vehicle sustains and any injuries you and your passengers experience. An independent insurance agent can make sure you're protected against any unexpected accident, including a hit and run.

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Front of light gray color car damaged by accident on road in morning time. Is Kentucky a no fault state?

Is Kentucky a No-Fault State?

For all drivers on the road, not only is it important to protect yourself with the right car insurance, you also need to be familiar with your state's coverage laws. Before an accident occurs, you should understand if Kentucky is a no-fault state and what that means for you. A Kentucky independent insurance agent can help.

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Buck on the backyard. Does home insurance cover deer invasion and destruction in Kentucky?

Does Home Insurance Cover Deer Invasion and Destruction in Kentucky?

Deer wander onto personal property foraging for food. A deer invasion can result in the destruction of your landscaping, garden, or even your home. A Kentucky independent insurance agent knows all about wild species invasions and how they're covered under home insurance. Let a local agent find you home insurance.

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Man embracing his dog in backyard. Who's responsible if neighbors dog bites a stranger on my property in Kentucky?

Who's Responsible If a Neighbor's Dog Bites a Stranger on My Property in Kentucky?

Sadly no matter how careful you are, you can't prevent all possible incidents from taking place on your property, like a neighbor's dog biting a stranger. Luckily a Kentucky independent insurance agent can help you find the right homeowners insurance to protect you from this unfortunate scenario and many others.

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