Kentucky Severe Weather 101

Insurance Resource Center Disaster Resources

Disaster Resources

Featured Article

Do You Need Flood Insurance in Kentucky?

Are your home and personal belongings protected from flooding? Kentucky residents face high risks of flooding, but flood insurance must be purchased separately from home insurance. A Kentucky independent insurance agent can help you find the right flood insurance for your home so you're protected from this costly disaster.

What Kind of Insurance Covers Fires That Are Started by Lightning in Kentucky?

If lightning starts a fire in your home, you will have protection with your Kentucky home insurance and car insurance. But how much coverage do you have, and when should you file a claim? Learn about the coverages that come with your home and auto insurance for lightning damage and other aftermaths from a thunderstorm.

Who Pays for Busted Sewage Lines in Kentucky?

Busted sewer lines can cause damage to all aspects of your home and be costly to repair. Kentucky home insurance does not cover damage from busted sewer lines. You'll need to work with an independent insurance agent to secure a water backup endorsement or sewer line policy. Understand how insurance can help you today.

Roofing contractor on ladder figuring out hail damage repair costs for customer. How to protect yourself from roofing insurance scams in Kentucky.

How to Protect Yourself from Shady Roofing Insurance Scams in Kentucky

A quality roof is one of the most important elements of the home to protect against storm damage. Unfortunately, individuals who claim to be roofing contractors aren't always honest or legitimate. That's why it's critical to know how to protect yourself from roofing insurance scams in Kentucky, using this guide as a start.

Without This Kentucky Wildfire Insurance Coverage, You Could Be in Big Trouble

Protect your home and personal property with the proper wildfire insurance. Kentucky experiences hundreds of wildfires every year, so make sure your homeowners insurance is set up to help you repair or rebuild your home and replace your belongings if destroyed in a wildfire. Work with a Kentucky independent insurance agent.

Don't Miss out on These Life or Death Kentucky Tornado Coverages

If a tornado strikes your Kentucky home are you protected with the right insurance? You'll receive some coverage from home insurance and auto insurance but tornado coverage may need to be purchased. Work with a Kentucky independent insurance agent to find insurance. Take these precautions in the event of a tornado.